Real Estate Law

Property ownership raises questions long after the entry in the land register. An owner is involved in a dispute with a neighbor over an easement or a boundary recorded in the land register. Another comes across a schedule of encumbrances they struggle to interpret and wants to know what each entry actually means for their property. A landlord or a tenant is caught up in a lease dispute and wants to gauge the scope of their rights before acting. An owner wants to create a mortgage certificate (Schuldbrief) or amend an existing charge and wants to understand what that operation means for their wealth as a whole. A condominium owners' association can no longer agree on works or on how to share the costs.

Lexper approaches every real estate file by combining two readings: a legal reading, which covers the rights and charges recorded or to be recorded, and a financial reading, which covers what the situation actually represents in the client's overall wealth. This dual reading makes it possible to cost out the options before acting, whether challenging an easement, settling a lease dispute, or measuring what a mortgage certificate places on the property.

Creating or amending a mortgage certificate requires notarization: Lexper retains, with the client's consent, a notary for that part of the file. When a real estate dispute turns into contentious proceedings, a registered attorney (admitted to a Swiss cantonal bar registry) specializing in real estate law is retained on the same terms. Lexper coordinates these interventions and remains the client's point of contact for the whole of the file, from the first meeting until it is fully resolved.

Lexper does not assist with real estate purchase or sale transactions themselves: checking a preliminary agreement, preparing a deed of sale, or conducting a transaction falls under a distinct regulatory regime and belongs to professionals affiliated with it, to whom Lexper directs the client. The consequences of a transaction already completed, charges, easements, leases, and any real estate dispute, on the other hand, remain at the heart of the offering.

Checking a schedule of encumbrances or an easement beforehand frequently avoids late, costly discoveries. An extract from the land register read in isolation does not always reveal the full implications of an easement or an existing charge for the client's situation; a complete reading of the file, legal and financial at once, places each entry within what it costs and what it makes possible.